Our office wants all of our patients to be able to comfortably afford dental care. We will gladly discuss our payment options with you before beginning your treatment. We proudly offer the following financial policy so that you can have the opportunity to decide which payment option best suits your needs:
Dental Insurance: Our office will gladly work with you to help get the maximum benefit available to you. Most dental insurance plans do not cover 100% of your cost of treatment. Therefore, you will be asked to pay your deductible and your co-payment for the charges on the day the services are rendered. We are happy to file the forms necessary to assure you receive the full benefit of your dental insurance. We will gladly estimate your coverage; however, many variables exist from carrier (i.e. deductibles, annual maximums, allowable fee limitations, non-covered procedures and other restrictions). Therefore, we cannot guarantee any estimated charges. Because your insurance company has an agreement between you and the insurance company, ultimately you are responsible for all charges. Please know that we will do everything possible to see that you receive the full benefits from your insurance company. If for some reason your insurance company has not paid their portion within 60 days from the start of treatment, you are responsible for payment at that time.
1. Cash or check: We are happy to offer a 5% courtesy discount for all treatment over $500, paid in full in advance.
2. Credit Card: Our office accepts VISA, MasterCard, Discover and American Express.
3. Outside Financing:
Care Credit – For treatment over $300, patients can apply while in our office and approval is known within a few minutes. Care Credit offers 6 or 12 month interest free plans and 24, 36 and 48 month extended payment plans with a 14.90% interest. There is no down payment required, no annual fees and no pre-payment penalty for this plan. If the interest free plans are not paid in the allotted time, the interest will be 26.99% and accrue from the first day.
The Lending Club – For treatment over $499, patients can apply while in our office and approval is known within a few minutes. The Lending Club offers 6 or 12 months interest free plans and 24, 36, and 48 month extended payment plans with interest ranging from 3.99% - 24.99%. There is no down payment required, no annual fees and no pre-payment penalty for this plan. If the interest free plans are not paid in the allotted time, the interest will be 26.99% on the remaining balance. There’s no retroactive interest.