All applicable copays are to be paid at the time of service. We will do our best to calculate your co-pay and co-insurance accurately. Insurances are a contract between you and your insurance company. A $20.00 fee will be assessed for co-pays not paid at the time of service. It is your responsibility to know the extent of your coverage and provide us with your most up to date insurance information. If we overestimate your charges, the excess will be credited to your account or a refund check will be issued. If an underestimate of your charges is made, the remaining balance will be billed to you. The balance will be due upon receipt. Please note: If a particular service or material is not fully covered or is applied to a deductible, the remainder of the fee will be billed to you. You will be responsible for paying this amount. For services and materials not covered by your insurance at all, full payment will be required at time of service. We accept Cash, Check, Visa, Mastercard, Discover, and Care Credit for any balances due. For services billed to insurance, all applicable co-insurance and deductible amounts not paid at the time of service will be charged to the credit card you authorize us to have on file. (Please see the credit card authorization form at the end of these financial policies
Routine Vision Care vs Medically Necessary Eye Care
VSP is a vision insurance plan. These plans only cover routine vision or “well vision” examinations. This means that any services performed for medically necessary reasons, including but not limited to diabetes are covered by your medical insurance carrier. These examinations carry a higher risk of complication and require a more complex examination by the doctor. These examinations will be billed to your medical insurance first. These visits will only be billed to your vision insurance if no complications are found and the medical insurance carrier does not cover the cost of the exam.
All vision therapy assessment, sessions, materials and all emergency visits are also medical services and are not covered by vision insurance plan. If you have any questions regarding this policy, please ask a staff member.