• Healthcare benefits and coverage options are becoming increasingly complex.  Please review this policy to understand your responsibilities as a patient.

    Routine Eye Examinations

    A routine eye examination is for the following:  nearsightedness, farsightedness, astigmatism, presbyopia, contact lenses.  Bonner Eye Clinic DOES NOT participate with Vision Plans, i.e.  Davis Vision, Eye Med, VSP, etc.  We do participate with most medical insurances and some medical plans do cover one routine eye examination per year. 

  • Medical Eye Examinations

    A medical eye examination is for the following:  Cataracts, Glaucoma, Diabetes, Dry Eyes, Allergies, Flashes/Floaters, et. al.   Your medical insurance will generally cover these exams.

    Refractions

    A refraction is the test that is performed during your office visit to determine your best possible vision.  A refraction may also be required to determine the health of your eyes.  We will bill your insurance, however most insurances do not cover this charge.  You will be responsible for any amount not covered by your insurance.

    Insurance

    We will bill your Medical Insurance as a courtesy to you.  Your insurance will determine what amount they will pay toward your bill.  Your Medical Insurance card must be on file.   If we are unable to verify your eligibility for benefits, you will need to pay in full at the time of service or your exam may be rescheduled.  It is your responsibility to know if your insurance requires a referral and/or preauthorization and any *deductible, *copayment, and /or *coinsurance that are due.  Please make sure our doctor is in-network with your insurance and that the services you will be having here at Bonner Eye Clinic are covered under your plan. 

    Non Covered Services

    If you have Medicare, you may be asked to sign an ABN or an NEMB for additional non-covered testing.  You can decline this testing if you desire.

    If you have non Medicare Insurance, you may be asked to sign a Member Liability Waiver or an NEHB.  You can decline this testing if you desire.

    Past Due Balances

    You must notify us of any errors or objections to your billing statement within thirty (30) days or they will be deemed accurate.  Please contact our Financial Department with any questions.  218-326-3433.

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  • *a deductible is the amount your insurance requires you to pay out of pocket before they will pay

    *a copayment is a fixed amount that your insurance requires you to pay on all office visits and some tests

    *coinsurance is a percentage of the total charge that your insurance requires you to pay

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