Service Fees and Indemnification: Your account will be charged $30 for NSF/Returned checks. Interest will be charged on your account at either 12% per annum or the maximum allowable statutory rate. For payment of said accounts for services, I hereby waive all claims of exemption under the State of Alabama and agree to pay all costs of collection including court costs and reasonable attorney fees. Moreover I agree that any court action initiated against me is subject to the sole and exclusive jurisdiction of the district or circuit courts of Etowah County, Alabama. I also agree to indemnify and hold harmless Etowah Pediatrics, P.C., and its owners, officers and employees, for any claims, lawsuits, causes of action or damages of any nature caused by my breach of this Policy, other Etowah Pediatrics, P.C., policies, and for any claims made by my insurance carrier regarding my account.