Financial Agreement & Insurance Coverage Policies
**If you do not have dental insurance ask us about our In House Membership plan!
Thank you for choosing Dr. Steven P. Goguen Cosmetic and General Dentistry. Our primary mission is to deliver the best and most comprehensive dental care available. An important part of our mission is making the cost of optimal care easy and manageable.
Our office may or may not be contracted as a provider for your insurance company. Our commitment is to you, our patient, not to an insurance company. Your insurance benefits have been negotiated by your employer, and offered as a benefit to you. The contract is between you, your insurance company and your employer. We are not a party to that contract and will not be held to the limitations of that contract.
As a courtesy, we will assist you in filing electronic claims to receive the maximum reimbursement you are eligible to receive. We have no guarantee of payment or a specific payment amount from your insurance company, which means we ask that all of our patients secure financial arrangements prior to their scheduled appointments. Please note that all uncovered balances are your responsibility, whether or not your dental benefits are reimbursed to our office and will be due on the date of service.
We will work diligently to provide you with accurate pricing for your dental care based upon your dental plan. We cannot guarantee your insurance company will cover your treatment(s) Any balance that is not covered by your insurance will be paid for the day of or prior to treatment. Reimbursements not received from your insurance carrier within 90 days, the patient will be responsible for the balance due for treatment. Any accounts that are 30 days past due will automatically accrue 18% interest per month. Any unpaid balance could be subject to collections and attorney fees.
We can offer a few financial options regarding payment for treatment. All financial arrangements will be discussed prior to the commencement ofanytreatment. Our office does not offer an in-house payment plan.
Pay by cash or check in full of treatment over $200 without insurance coverage and save 5% Pay by major credit card in full. CareCredit Apply at www.carecredit.com 12 month 0% financing (for those who qualify) Lending USA www.LendingUSA.com 6 month 0% financing (for those who qualify)