Loomis Family Dental
Dr. Navneet Kaur, DDS
You may not be aware, but dental insurance came about in the early 1960’s that through the years Dental Insurance Companies have not increased their benefit to the patient even $1 and yet your monthly premiums have increased over 3,000% in that time. We do our best with the insurance information given to us to verify your personal insurance coverage and to find out your benefits; however, you need to be aware that the information they (your insurance) provide to us is very limited and is not a guarantee they will cover any procedures. We will provide you with an estimate of your co-pay. The Patient is responsible for the account and your insurance is only a third party of benefits. The balance and treatment is the patient’s sole responsibility and NOT the responsibility of the insurance carrier. You will receive a monthly statement to keep you aware of the status of your account. If your insurance has not paid Renton Smile Dentistry within 30 days of treatment, the balance will become the responsibility of the patient.
For Patient’s with dental insurance we are happy to work with your carrier to maximize your benefit and directly bill them for reimbursement for your treatment but the balance is ultimately the patient’s responsibility.
A fee of $50.00 is charged for patients who miss or cancel more than two times in a calendar year without 48 hour notice. We strive to respect the time committed by our patients and hope that you will respect the time we have allotted for you as well.
Insurance Are Only Estimates
Any and all estimates you have received from our office are just that…An Estimate! As a courtesy to our patients, we do phone your insurance carrier for a breakdown of benefits and that information given is reflected on your estimate. Unfortunately, your insurance carrier will NOT guarantee any information given to us; therefore we cannot guarantee what percentage of your of your treatment they will cover. We do not base our Diagnosis on what your Insurance will, or will not cover. Diagnosis of treatment is based on your dental health and what the teeth, bone, and/or gums are in need of, in a conservative approach. The patient is ultimately responsible for all charges incurred with our office should your insurance carrier not pay for any reason.
30 days after treatment,
If your insurance has not paid or has made a less payment on your behalf, you are responsible for your account, and the remaining balance is due and payable immediately by you, the patient. It is typical for insurance carriers to delay in their payment to the provider. We strongly urge you to call insurance company after 30 days to pay on behalf of your claim to avoid having to satisfy the balance of your account.