Remember, no coverages can be bound, changed, or cancelled until you get confirmation from a licensed agent of the McGinniss Himmel Insurance Agency, LLC and submission of this form does NOT change your coverage in any way. Once we receive this information, we will review and create a replacement cost esitmate for your home. Then we can discuss what, if any, changes to your coverage are appropriate. We OFTEN can respond to these within 1 business day, but please allow us 48 hours (Monday-Friday) to give your house and situation the time and attention it diserves so we can make sure you are taken care of best.