For your vehicles, who drives which, their distance one way to work/school, and how long have you owned that vehicle?
Remember, no coverages can be bound, changed, or cancelled until you get confirmation from a licensed agent of the McGinniss Himmel Insurance Agency, LLC. This form allows us to more accuratly and quickly help get you taken care of but submission of this form does not confirm or change your coverage. We OFTEN can respond to these within 2-4 hours, but please allow us 24 hours to review and contact you with options and confirmation of coverage.
In connection with your quote and/or application for insurance, we may review your credit report or obtain or use a credit-based Insurance Score based on the information contained in that credit report. We may use a third party in connection with the development of your Insurance Score. (please see below for more details)
Please read this notice carefully. This notice contains important information you should know.Insurance companies may use insurance scoring, in part, to determine the rate you are charged for insurance. A credit report will be ordered on you and the resulting Insurance Score may be used as an additional criteria for rating purposes.Information about you and your credit experiences, such as payment history, the number and type of accounts with late payments, collection actions, outstanding debt, and the age of your accounts is collected from your credit report. Using astatistical program, specialized companies compare this information to the credit performance of consumers with similar profiles. An insurance scoring system assigns points for each factor and a final score is determined.It is in your best interest to check your credit history in order to determine the accuracy. If there is adverse information in your credit record, credit reporting companies are required to provide you with this information. A copy of your creditreport can be obtained by contacting LexisNexis Consumer Service Center at 1-888-497-0011 or online at www.consumerdisclosure.com.Insurance companies cannot use credit history or an Insurance Score for any arbitrary, capricious or unfairly discriminatory reason. Additionally, credit history or an Insurance Score based wholly or partly on residence, sex, race, color, creed, occupation, income, physical handicap or disability of an applicant or insured is prohibited.The Florida Department of Financial Services offers free financial literacy programs to assist you with insurance-related questions, including how credit works and how credit scores are calculated. To learn more, visit www.MyFloridaCFO.com.