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ASSIGNMENT OF INSURANCE AND FINANCIAL RESPONSIBILITY
I do, hereby authorize payment of my insurance benefits, including authorized Medicare benefits, basic and major medical for the services I receive, to be made directly to Coastal Skin Surgery and Dermatology.
CONSENT FOR MEDICAL SERVICES
I authorize Coastal Skin Surgery and Dermatology to render treatment to me or my dependents for dermatological care or medical procedures as deemed medically necessary for treatment as indicated.
I understand that if my insurance requires a referral or an authorization, I am responsible for obtaining the referral prior to my visit. If I do not have a referral or authorization at the time of my visit, I may be rescheduled or sign a waiver of financial responsibility. In such case I understand that full payment will be required at the time of service.
I understand that although Coastal Skin Surgery and Dermatology will file a claim to my insurance plan(s), I am expected to pay my copayment, coinsurance, deductible and non-covered services amounts at the time services are rendered. I acknowledge that Coastal Skin Surgery and Dermatology does not guarantee payment of my claim by my insurance plan and that it is my responsibility to know the provisions of my insurance. Not all procedures are deemed “Medical Necessity” by insurance carriers and can be considered cosmetic. For example-Skin tag removal, correction of dark spots, yearly skin cancer screenings without specific areas of concern, would not be a covered service. I understand that I would be responsible for payment of such services. I am ultimately responsible for any unpaid balance or non-covered service. I agree to pay all costs of collecting, securing or attempting to collect or secure payment, including reasonable attorney fees or collection agency fees.
I also understand that any prior unpaid balances on my account must be paid in full before being seen by a provider. If my prior balance cannot be paid in full, I will speak with a financial counselor at Coastal Skin Surgery and Dermatology to make a payment arrangement before services can be rendered.
I also understand that if Coastal Skin Surgery and Dermatology does not participate with my insurance plan that I will be expected to pay in full for my services. And it is my responsibility to know if Coastal Skin Surgery and Dermatology is in network with my insurance plan. I understand that payments to Coastal Skin Surgery and Dermatology can be made by cash, checks and all major credit cards. I also acknowledge that returned checks will be subject to a non-sufficient fund fee of $25.00.
Cosmetic services are not a covered benefit under insurance plans. I understand that to make an appointment for cosmetic services, I will be expected to pay half of the service as a down payment and be expected to pay the remaining balance when services are rendered.
I understand that due to Federal (red flag) rules that Coastal Skin Surgery and Dermatology is prevented from filing to my insurance without proof of identification. I will be expected to present a photo ID and insurance card(s) at every office visit. I will also update any changes to my addresses, telephone numbers and insurance if they have changed since my last visit and I understand that I will be asked to update my demographics and signatures annually.
It is my responsibility to notify Coastal Skin Surgery and Dermatology at least 48 hours prior to my appointment if I am unable to keep the appointment. I acknowledge that if I miss two appointments without sufficient notification that I will be charged a $50 fee. If I miss three appointments without sufficient notification, I will be dismissed from the practice for non-compliance.
I have been offered a copy of Coastal Skin Surgery and Dermatology’s Notice of Privacy Policies that details how my personal health information may be used, disclosed and my rights as permitted by federal law. As well I understand that this notice is posted for my benefit in the reception areas and on the website of Coastal Skin Surgery and Dermatology.
I acknowledge that Coastal Skin Surgery and Dermatology utilizes electronic health records and will transmit my prescriptions electronically as permitted to the pharmacy that I designate as my pharmacy provider. To enable electronic prescriptions to my pharmacy, I grant Coastal Skin Surgery & Dermatology my permission to access my medication history to view current and past prescription information.
I am aware that my laboratory/pathology services may not be billed from Coastal Skin Surgery and Dermatology. I will receive a separate statement from the lab or pathologist. In addition it is my responsibility to contact my insurance plan to determine what laboratory is in network for my plan.