This section provides guidance on some of the items of contents with limits that you can increase if you specify a higher value below. This summary does not include all of the limits within the various insurer Residential Contents Policies we may consider. You should not rely on this summary and need to refer to the Final Residential Contents Policy document for the full details of the limits.

The following items are covered up to the limits in this table below:

* The maximum amount we will pay for any one claim for multiple items of jewellery and watches that are NOT specified will be 15% of the contents sum insured (excluding the specified items sum insured) or $15,000, whichever is the greater.

** The limit for unset precious or semi-precious gemstones or minerals can only be increased in some circumstances. You will need toapply to extend this limit. If we agree to extend this limit, a clause will be added to your policy setting out the terms of the extension.

If you want to insure items in the table above for their full value, please specify each item in the space provided below: The values (and the items themselves) that you specify below will be insured in addition to your ‘general contents’ sum insured above. The total sum insuredis a combination of the general contents and the specified items and the maximum we will pay is the sum insured shown on the schedule.